Unclaimed Property Compliance Information at Your Fingertips

Scripta supports your compliance program by providing a single source for unclaimed property laws, regulations, state guidance, and industry insider analysis.

Scripta delivers centralized, easily accessible, and high-quality unclaimed property compliance information.

Unclaimed property is complicated. Scripta simplifies.

Continuous Updates

Scripta tracks legislation and regulations in real-time, and incorporates all changes as they happen. Knowing upcoming changes ahead of time can eliminate last-minute headaches.

Informed Analysis

Humans, not-AI, at Scripta apply industry experience and legal training to analyze unclaimed property laws, regulations, and obligations. Experience matters and can avoid costly mistakes.

Intuitive Design

No lengthy training necessary. Scripta uses simple design to allow for easy searches and access to information. Your team can be up and running after a single 15 minute tutorial.

Complete Picture

Scripta tracks changes over time and enables you to see the effective date of not just statutory and regulatory changes, but also shifts in guidance and state interpretation. With our “view changes” function, you can compare old and new obligations side-by-side in redline.

A La Carte offerings to customize Scripta to your business needs

Select your Scripta access level

Included Features for All Users

  • Legislative Tracking

    Pertinent bills and regulations tracked in real-time with commentary, links to bill text, and status. Legislation with activity within the last 30 days is highlighted. Searchable by jurisdiction.

  • Due Diligence (for selected jurisdictions)

    Overview of the timing, content, value threshold, and delivery method required for sending notices to owners of dormant property before reporting and remitting to the state. The calendar view provides mailing and reporting deadlines in a calendar, searchable by state and holder type (i.e. bank, insurance company, etc.)

  • Ability to export to Excel

    Filtered views may be downloaded into an Excel spreadsheet by the user for ease of use, analysis, and internal sharing.

  • Reporting Mechanics for in-plan jurisdictions

    Details on the where, when, and how to deliver reports and remit property to each jurisdiction. This includes aggregate reporting thresholds, report delivery methods and mediums, delivery deadlines, remittance instructions, securities delivery instructions, and tangible property delivery instructions.

  • Change Reports

    Display changes attributable to new statutes, regulations, guidance, or interpretations in redline. Changes will be shown for all in-plan jurisdictions over the user’s self-defined time frame. This feature allows users to easily identify important updates since they last reviewed their unclaimed property obligations.

Property Types Available

Scripta covers all NAUPA II property codes, organized into the Keyword Property Types below. 
For each combination of Jurisdiction and Property Type chosen by the user, you will have access to dormancy periods, 
laws and regulations, published guidance, dormancy triggers, and relevant analysis and insights.

  • Cashier’s Checks and Other Official Checks
  • Loan Collateral
  • CDs and CD Interest Checks
  • Mineral Interests
  • Court Deposits
  • Money Orders, Traveler’s Checks and Similar
  • Debt Instruments
  • Written Instruments
  • Deposit Accounts Education Savings Accounts
  • Other Retirement Property
  • Equity and Debt related cash
  • Property, Casualty and Other Insurance
  • Equity Securities
  • Property in Dissolution
  • General Ledger
  • Safe Deposit Box
  • Gift Cards
  • Trust Property
  • Government Holder Checks
  • UGMA/UTMA
  • Health Savings Accounts
  • Utilities
  • IRAs – Traditional and Roth
  • Virtual Currency
  • Life Insurance
  • Wages and Commissions

Topics Available

Scripta Topics are those areas of unclaimed property not conducive to being organized by property code. Like Property Types, within each selected Topic, the user will have access to laws and regulations, state published guidance, and Scripta’s unique analysis and insights.

  • Audit Process
  • Catchall
  • Contact
  • Early Reporting
  • Exemptions
  • Extensions
  • IOLA/IOLTA
  • Penalties and Interest
  • Record Retention
  • Sale of Securities
  • Voluntary Disclosure Agreements

Frequently asked questions

We now have an FAQ list that we hope will help you answer some of the more common ones.

1. How is using Scripta better than having my operations group work with our in-house counsel?

Your operations staff are not legal experts, and your in-house attorneys are not likely to be well versed in matters of unclaimed property. Scripta eliminates hours of research, inexperienced mistakes, and uniformed errors by giving you access to thoughtful, experienced, and informed unclaimed property information. We break-down complicated topics into easily digestible information so that your staff can get back to the job of execution.

2. How do you track everything?

Our exact methods are proprietary, but we use a combination of public sources and technological monitoring to stay informed. We then perform our own review and analysis of each change to ensure we reflect the full scope of any impact it will have on the holder and service provider community.

3. How are changes provided to users?

Over our years of experience in the unclaimed property industry, we’ve found that receiving automatic emails every time a minor change happens can be overwhelming and inefficient. Instead, Scripta tracks relevant changes in our Legislative Tracking tool, and makes all changes, upon effectiveness, within our system. If you need to know what has changed, we provide Current Change Report capabilities that can be searched over a user-defined period of time, and filtered by property type.

4. What are the export capabilities?

Scripta’s Comprehensive users can export all standard matrices into .xls or .csv files. Any filters applied within the Scripta application will be reflected in your export.

5. Can users see what is proposed versus what is changing?

Yes, Scripta’s legislative tracking will update upon a law or regulation having been passed and will show an effective date. Likewise, the status of the new version of such law will show that it is in an “enacted” status. For our users’ convenience, we also include an Enacted Change Report function that provides a moment-in-time view of any changes that are in an enacted, but not yet effective, status as of time that the report is run.

6. How do you handle ambiguities in the law?

Scripta understands that unclaimed property is highly nuanced and complex. We strive to provide commentary that indicates when there are ambiguities or uncertainties in the law as well as to educate our subscribers as to the substance of the different positions that various stakeholders may take.

7. Does Scripta have an information security program to protect my data?

Scripta does not need access to any of your customer information or other sensitive data. We provide a password accessible web application through which you can search, review and download (depending on your subscription tier) our information. We do not need access to your systems or your data.

8. What if I have questions about the information I’m seeing on your site?

We are always a phone call or email away. If you are a Comprehensive subscriber, your subscription includes three (3) hours per month of consultative time. All other subscribers can arrange to receive additional research and consultation services on an hourly basis, at highly competitive rates.

9. Can you help me perform analysis, prepare reports, locate owners?

Scripta has a singular focus on providing the most thorough and up-to-date compliance information, we don’t prepare reports or locate lost owners; but we have relationships with some of the most well-regarded service providers in the business and can provide you with an introduction to the best fit for your business’s needs.

10. What are NAUPA codes and how do I know what to search?

NAUPA is the National Association of Unclaimed Property Administrators. It represents state unclaimed property administrators and provides recommendations for standard reporting formats. The current most widely used reporting format is NAUPA II, which consists of 117 unclaimed property codes. Scripta is organized to be searchable by these codes, but also by keyword. If you do not know which NAUPA II code applies to your property, you can look up the codes within our application or use the keyword search function.

Know that some states also have their own state specific codes which either replace or build on NAUPA II. We identify these codes within our search results, but still organize the Property Code search function by NAUPA II codes.

Finally, the unclaimed property industry is eagerly awaiting NAUPA’s adoption of an updated reporting format to be known as NAUPA III. Scripta is ready to adapt our application to allow for NAUPA III property type search, with legacy NAUPA II search being retained, upon the changes becoming effective.

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